Find a Mental Health Provider

how do i know my insurance benefits?

Sometimes in-network and out-of-network benefits can be incredibly helpful in making therapy accessible and sustainable! Use this form to check both your in-network and out-of-network benefits. This will help you know if you will be able to afford therapy on your own, or if you need to apply for financial assistance. We know this form is overwhelming. Insurance is overwhelming! We do recommend asking every single question on the list. We are trying our best to help you know about any odd rules or exclusions that you might face so that you are fully informed about your benefits and don’t get stuck in a position where you cannot afford your therapy. For most people, though, the answers will be very straightforward and a lot of this will not apply!

find a therapist

Now that you know your insurance benefits, here are some websites that might help you find the right therapist at the right price.

• Illinois Non-Crisis Mental Health Partners
  If you (or your child) have Illinois Medicaid, this is a list of non-emergency mental health clinics covered by your insurance.

• Illinois Warm Line
  If you (or a loved one) has mental health and/or substance use challenges and would like to recieve support by phone, call the Illinois Warm Line at 866-359-7953. Wellness Support Specialists are professionals who have experienced mental health and/or substance use recovery in their own lives. They are trained in recovery support, mentoring, and advocacy and are ready to listen and support you. The Warm Line is not a crisis hotline, but is a source of support as you recover or help a family member to recover. The warm line is open Monday through Saturday, 8am-8pm.

• Psychology Today
  Search by location, specialization, insurance, gender, race/ethnicity, and more!

• Therapy Den
  Therapists are required to sign a values pledge related to anti-racism, celebration of gender and sexual diversity, etc. Search by location, specialization, insurance, gender, race/ethnicity, and more!

• APA Psychologist Locator
  Find a licensed psychologist by location and practice specialization.

• Open Path Collective
  Find a therapist who is offering low cost therapy (between $30 and $70 per session). Search by rate, race/ethnicity, specialization, and more!

• Chicago Black Therapist Directory
  Find a Black therapist in the Chicago area.

• AAPI Therapists in Chicagoland
  Get help finding an Asian American therapist in the Chicago area.

• Therapy for Black Girls Directory
  Professional therapists specializing in the treatment of Black women and girls.

• Inclusive Therapists Directory
  Find social justice oriented therapists by location.

• Latinx Therapy Directory
  Search Latinx therapists by insurance, specialization, migration and/or cultural background, and more!

• Asian Mental Health Collective Directory
  Search Asian American therapists by gender, specialization, ethnicity, insurance, and more!

• South Asian Therapists Directory
  Search South Asian therapists by location.

• National Queer and Trans Therapists of Color Directory
  Search therapists by location and those offering sliding scale (i.e., reduced fee sessions).

• Melanin and Mental Health Directory
  Search therapists by ethnicity, specialization, insurance, and more!

• Black Virtual Wellness Directory
  Search for therapists, yoga teachers, and more!

• American Arab, Middle Eastern, and North African Psychological Association
  Search for a therapist with expertise supporting AMENA clients.

• A Home Within
  Open-ended, long-term, individual psychotherapy—free of charge—to current and former foster youth.

request a referral

Would finding an in-network provider make therapy financially sustainable and accessible for you, but you haven’t been able to find one? Many people find it incredibly difficult to find a mental health provider who is in network with your insurance and meets your unique needs. If you have insurance but need help finding a therapist to work with you, we would love to help! We have access to a vast network of mental health clinicians, many of whom are in network with major insurances and have immediate availability. Remember, we do not endorse or screen providers, so you still have to be the judge of who is the best fit for you. Hopefully we can get you started with mental health care that is financially sustainable and covered by your insurance!

reaching out to a therapist

Need help writing your message to a potential therapist? Here are a few things that, as therapists, make it a little easier to know if we are the right person to help you out (or if one of our colleagues might be that right person). It is 100% okay to copy and paste the same message to multiple therapists. Including all the answers to these questions in your initial message will hopefully help you get connected to just the right person to meet your needs.

1) Include a bit about what you are hoping to work on in therapy. Many therapists specialize in particular areas, and want to make sure they have the proper expertise to help you.

2) Say what you are looking for in a therapist (make sure you share any therapist characteristics that are ideal or preferred, including gender, race, sexual orientation, etc.). Make sure to ask for a referral if the therapist is not available.

3) Tell them any and all times you are available, even if they seem like odd or unlikely times to you.

4) If you have insurance you need to use in network, let them know that (and the name of your plan, so they can tell you if they are in network). If you can do out of network, let them know that as well. If you need to do a sliding scale/reduced rate, provide the range you can afford to pay weekly or every other week.

5) Let them know if you are able to meet in person and/or virtually. If telehealth is an option, what state will you be in at the time of your sessions? Therapists need to know they are licensed and legally allowed to practice in the state where you are located at the time of your session.